Is Your Credit Score Ready to Buy a House? Need Credit Repair?

So many of us that believe we can’t buy a house because our credit is less than perfect; that is just not true!

Why do so many of us envision having to walk into an office and sit in the chair of shame on the opposite side of the desk while a lender pulls our credit and believe judgment day will commence? This is not at all what it is like… I promise.

To avoid this fear that we will be judged or exposed, we keep faithfully sending a monthly rent check to pay off someone else’s investment. Let me stop you there! We only want to help you… help you know where you are and how to get qualified.

Please don’t believe that you’re being judged. I have yet to meet someone that hasn’t financially struggled at one point or another. People get divorced, lose jobs, pay for that operation for the dog, charge a once in a lifetime vacation, buy that Lexus when they know their budget says 12 year old, gently used Hyundai, we have those expensive little wild cards we call kids, or if you’re me, have those unforeseen expenses like two kids in an ambulance on the same day. There are always obstacles that can set you back. Some might make your credit score look like the price tag on a Starbucks (black) coffee, just without the decimal.

Because your credit score is derived from several different factors, each category is weighted differently. We work with lenders to pull your credit, so we know where to start. Your lender uses credit simulation software that will help you find the changes that will make the biggest impact on your score. Often times, you can make a big enough improvement to qualify in less than a month! Let us show you how!